How Are Medical Bills Paid In a Personal Injury Case?
After a car accident, a hard hit in a football game or a fall from heights, it is possible that an individual will suffer serious injuries. While seeing a doctor or going to the hospital could increase the odds that a victim will recover, it may cost thousands or tens of thousands of dollars to get necessary treatment. How are medical bills paid in a personal injury case?
Health Care Providers May Ask for Payment When Services are Rendered
Even if the injuries that you suffered were caused by someone else’s negligence, you may be responsible for the cost of treatment. This is because the doctor or hospital can’t provide treatment for free or else it may risk its ability to operate in an efficient manner. However, it is possible that you can ask to have payment delayed until after your case has been resolved. You or your representative may be asked to sign an agreement saying that these costs will be taken care of after the case is resolved whether you win or lose.
The Person Who Hurt You Is Responsible for Medical Bills Incurred
In most cases, the person who hurt you is the one who will ultimately pay any medical bills that you incur. Typically, your personal injury lawyer will work with your doctors and other care providers throughout the case to estimate what type of care is needed and how much it will cost. From there, your lawyer will work with representatives of the person who hurt you to seek payment for those costs. After the case has been settled, your care providers will be paid either in cash by the defendant or paid by the defendant’s insurance company.
What Happens If You Lose Your Case?
If you lose your case, you are still responsible for your medical bills. Most doctors and hospitals will allow you to pay any out of pocket costs over time to make them easier to handle. In some cases, you may have some or all of your costs forgiven if you truly cannot pay them. It is important to note that a private or public health care insurance policy may cover some or all of your medical costs after an accident.
After an accident, your focus should be on recovering from your injuries and getting back to as close to a normal life as possible. Your lawyer will be able to work with your doctors to make sure that you get the best treatment possible regardless of your ability to pay now or in the future.